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Ensuring a Title for Your Vehicle: Key StepsHere are the top four things you can do to guarantee you’ll get a title for your vehicle. If you have a title problem and want to be guaranteed of getting a title, here’s what you need to do to make sure that happens.
Check Vehicle EligibilityFirst of all, make sure you have a vehicle eligible for a title. If you have a vehicle that has an active stolen report, you’re not getting a title. Stolen cars don’t get titles. If you have a vehicle that is junk or parts-only, or has a certificate of destruction something where that VIN number has been compromised and canceled you’re not getting a title. That’s a permanent cancellation, so you want to make sure you have a legitimate vehicle. Also, you want to make sure that if it’s a salvage vehicle or if it has liens on it, you know how to properly extinguish those. We’ll talk about those in one of the other steps, but first, make sure you have a legitimate vehicle.
Use the Proper ProcessNumber two is to make sure you’re using the proper process for that scenario. For example, if you have a lien on a vehicle, you can’t do a bonded title; you might have to do a court order. If you’re not the legal owner if your name is not on the existing title record you can’t do a duplicate title or replacement title; that can only be done by the person whose name is in the title records. So pick the right method. There are five or six different ways you can get a title; you have to use the one that matches your scenario. Do you have a bill of sale or not? That might affect it. So number two is making sure you use the right process. Many times, we get calls from people who said somebody tried to get them a title and it didn’t work, or they tried to get a title and got rejected. Well, why did you get rejected? Because of this or that. Turns out they used the wrong method. All they had to do was do something different use the right method. You have to do some research to make sure you’re doing the right thing.
Written Communication OnlyNumber three is to make sure you’re not trying to do anything over the phone with the DMV. You’re not trying to do it by phone or by email. You want to do things in writing. Anytime you try to get a lien release by phone from a bank or you call up the DMV to get answers, you’re not going to get good, solid, accurate information. We talk to the DMV 50 to 60 times a day working on files for our clients, and half the time, what they tell you is incorrect. Not because they’re lying to you or trying to mislead you. Many times they misunderstood what you said, they don’t know the whole story, or the person answering the phone might just be a clerk or receptionist who doesn’t really know about complicated title methods. You want to go in person if you’re doing it yourself and get a printout. Don’t even let them tell you verbally over the counter what you’re allowed to do. Make them give you a printout so you have it documented. That way, if you go back later and say, “Here I am,” they can’t say, “No, you can’t do that,” because they already told you in writing that you could.
Follow Through All StepsLast but not least, number four is to make sure you follow through on all the steps. If you have to get an inspection, if you have to get a surety bond, if you have to send out notices, don’t skip any of those. Many times a person is right there, so close to getting a title, but they just get lazy and don’t want to send out a letter, or they don’t want to sign a document or get something notarized. Make sure you do all the steps. Half the people who call us and tell us, “I didn’t get a title for my car” the reason is because they didn’t do something very simple they could have done. Maybe they didn’t feel like it, or they don’t like doing that thing, but if you don’t do it, you’re never going to get a title. You can’t make that requirement go away. So make sure you follow all the steps in that process. Whether you’re doing it yourself or we do it, don’t throw away your title. Don’t waive your valid title rights because you didn’t do one small thing. Jumping through a few hoops may be annoying, but that’s the difference between having no title and having a valid legal document that could be worth thousands. So that one small step could be worth a lot of money.
Conclusion and Further HelpSo make sure you have a legitimate vehicle not stolen, not parts-only. Make sure you’re using the right process. You’re not picking the wrong process, and you can do a consultation with us to find out the right process. Then, make sure you’re doing everything formally not just phone calls, not just asking somebody online, not just asking your buddy at the swap meet. Get true answers from the horse’s mouth. And then follow through. Do all the steps. Get it done. Get a title so you can sell your car.
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